Verisign 128 bit and CVM authentication
Security is the main concern when for money transaction
on web, the authentication and payment process are influenced
by the authenticity of the site and the security of transacting
money on it. We have been selling educational products since
1999 yo our customer worldwide and we use CCAvenue, one
of the Asia's largest verisign authenticated payment gateway
with more than 2000 merchants affiliated to it.
Here are some of our security measures:
Handling customers' sensitive data
CCAvenue adopts stringent security measures to ensure
that critically sensitive information, such as your customer's
personal information and their credit card details, are
Our customers enter all their personal information and credit
card details on CCAvenue 's secure server and the
same is encrypted before it is transmitted over the Internet
to the payment gateway.
Secure technologies for CCAvenue 's server.
CCAvenue 's server is behind state of the art security
firewalls to ensure maximum protection of your customer's
details. This guarantees that your information is inaccessible
to any third party.
CCAvenue uses industry-standard SSL (Standard Sockets
Layer) Technology, which is used worldwide, for data encryption.
It also follows strict in-house security guidelines for
ensuring confidentiality of your customer information.
Since the Payment Gateway application software is maintained
at CITIBANK'S secure high end server, new payment technologies,
standards and features are automatically implemented as
they emerge. The payment gateway is integrated with risk
management component, which empowers them with the ability
to control risk effectively.
Internationally Certified Security standards.
CCAvenue is registered with Verisign, the world's
best and most trust worthy Net Authentication Agency. Click
to verify CCAvenue's certificate.
What is a payment gateway?
A payment gateway is a software program integrated with
the website to transmit transaction data to the credit card
/ Net banking acquirer for authorization and settlement.
We perform real-time credit card authorizations from a web
site over the Internet. The time taken is normally few seconds
for the whole transaction.
Which are all the credit cards that I may use in your
website for online transaction?
Any MASTERCARD, VISA, JCB, Diners Club, Citibank E-cards
and AMERICAN EXPRESS credit cards issued anywhere in the
world may be used for online transaction on our website.
Can I trust you with my credit card?
We realize that making a purchase online involves a great
deal of trust on your part. We also take your trust very
seriously, and it is on our highest priority to ensure the
security and confidentiality of the transaction. We have
been in this business since 1999 and have been listed with
Network solutions registrar since 2001. We sell products
worldwide. We also provide our contact information in terms
of address, phone, e-mail explicitly on contact
us page. Please do cross check, for any doubts that
you may have.
What about the security measures of my online transaction?
Our website is powered by the payment gateway CC Avenue
which uses the most powerful Verisign secure socket layer
(SSL) for encrypting customer data during transmission.
To put this into non-technical terms, it would take 340,000,000,000
years for today's fastest computers to crack Verisign SSL.
Do you have access to my credit card number ? What if
my Credit Card Details are stolen from your server?
We do not maintain or capture the details of your credit
card. When you check out you will be taken to a Credit Card
Authorization Service provided by CCAvenue.
All your personal information and credit card details are
encrypted on CCAvenue's secure server before it is securely
transmitted over the Internet to the PAYSEAL payment gateway.
CCAvenue's server is behind security firewalls to ensure
maximum protection of your details. This guarantees that
your information is inaccessible to any third party including
us. CCAvenue uses industry-standard SSL (Standard Sockets
Layer) Technology, which is used worldwide, for this data
What is Card Verification Method (CVM)?
The Card Verification Method, or CVM , consists of a 3 or
4-digit numeric code that is printed at the back of the
credit card along with (after) the credit card number, where
the card holder signs in his signature on the card. This
additional 3 or 4 digit numeric code is not embossed on
the card nor available in the magnetic stripe. This additional
3 or 4 digit is code is featured / incorporated on all Master
Cards and Visa cards issued worldwide. Visa calls this security
feature as CVV2 and Master Card calls it as CVC2. Therefore
the hackers / fraudsters cannot use these credit card numbers
on CVM-validated transactions.
The purpose of CVM is to ensure that the person submitting
the transaction is in possession of the actual card, since
the code cannot be copied from charge slips / receipts or
skimmed from the magnetic band. CCAvenue requests
your customer to provide this numeric code for your order
and submits it with the authorization through the Citibank
gateway. The card processor (i.e. Visa or Master Card) will
then validate the code supplied with the number on record
for the specific card, and return a match/no-match response.
World Wide statistics have shown that fraud rates on transactions
with verified CVM codes have been significantly lower than
those for transactions without CVM (fraud rates on CVM-validated
transaction are reportedly 90% lower than those for non-CVM
For more purchase related quries refer our
FAQ - buyer